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3 Questions to Ask Your Drone Insurance Provider

October 5, 2020

Getting a drone is an exciting thing. These robots allow you to explore miles of land without having to physically go there. Some people buy a drone for recreational purposes, others buy one for business purposes. Regardless of your reason for getting one, it’s important to protect your investment with drone insurance. Be sure to ask potential drone insurance providers these three questions to pick the best policy.

1. What Influences My Policy Options?

Like other types of insurance, there are multiple factors that will influence the type of policy options available to you. Different insurance providers will determine your policy eligibilities differently, but nearly all providers will take into account:

  • Intended use- whether you’re using it for recreation or business
  • Experience- how familiar you are with piloting drones
  • Type of drone- whether it costs hundreds of dollars or thousands of dollars
  • Location- where you’ll be flying the drone

Make sure to ask potential providers their specific process for determining eligibility for policies.

2. Can My Drone Insurance Get Cancelled?

You never want to be without drone insurance. Accidents happen and replacing a drone can be expensive. Providers can cancel your insurance policy for not adhering to their guidelines. These guidelines are often embedded in the terms and conditions documents that most people skim through. Before this happens to you, make sure to carefully read the terms and conditions for every potential policy before making a decision.

3. How do I File a Claim?

What good is having insurance if it’s difficult to file a claim? It’s a good idea to familiarize yourself with the process before an accident occurs.

There are regulations stated by the insurance provider on your policy. Ask your insurance agent or go through potential policies to see what the insurance agency would need from you, as well as what to avoid. If they require you to do things out of your reach, it’s probably best to find another insurer.

Let’s Get You Insured

When it comes to drone insurance in Marland, no other agency compares to American Heritage Insurance. We pride ourselves on our unique comprehensive drone insurance program that’s helped dozens of drone owners protect their investment. With inclement weather upon us, it’s important to have your drone insured by a reputable insurance agency before it’s too late. Call or contact us to learn more.

What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

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