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Do I Need an Umbrella Policy?

February 11, 2022

We never know what’s going to happen in this world, but one way we cope with this uncertainty is with insurance. Insurance offers us peace of mind, knowing that should something ever happen to us, our loved ones will still be taken care of. At American Heritage, we’ve been helping people out with their insurance […]

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Do You Need Additional Insurance if You Have a Pool?

August 2, 2021

Having a pool is a great home feature for the hot and humid summer months. Once you open your pool for the season you know you, your family, and guests are in for a fun summer. However, before the fun takes place, it’s important that you understand if you’re protected. In particular, you need to […]

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Why Would You Need Personal Umbrella Insurance?

April 1, 2021

You probably already have a variety of insurance policies to protect your assets and loved ones. So you may be thinking, why would I need more insurance? Well, you may have overlooked an important and affordable type of insurance that can protect your finances: umbrella insurance. Read below to see who would benefit most from […]

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What is an Umbrella Policy?

February 3, 2020

If you’ve heard the term “umbrella policy” you might be curious about what exactly it is and what it covers. Umbrella insurance, also known as excess liability insurance, is insurance that covers claims that go beyond regular homeowners, auto, or watercraft policy coverage. This policy doesn’t just only cover the policyholder, but also their family […]

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What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

Click here to view the areas that we serve

Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.

Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.

Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.

Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.

Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.

We also serve the rest of Maryland and the United States.