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Is My Business Insurance Coverage Outdated?

March 11, 2022

When was the last time you updated your business’s insurance coverage? If it’s been a while, then there’s a good chance it’s become outdated. Laws and regulations are constantly changing, as well as the way things work within industries. At American Heritage Insurance, we’ve been providing Marylanders with our insurance services for a long time […]

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Are You Underinsured?

October 27, 2021

Life is unpredictable, and sometimes the events of a single day can change the way you live forever. One way to protect yourself against life’s accidents and happenings is to be insured. There are lots of different types of insurance, and it can be difficult to decide which policies are the most important, which leaves […]

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4 Reasons Your Business Needs International Insurance

July 7, 2021

Technology has made it easier than ever for businesses to conduct business anywhere in the world. Although it’s exciting to be able to work with others across the globe, doing so can make your business vulnerable. If you are conducting business outside of the United States, it may be a good idea to invest in […]

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Why Should Photographers Have Business Insurance?

March 3, 2021

If you are a professional photographer, you own your own business. Since you own your own business, you’re looking at some of the same risks that other types of business owners may face. For that reason, it’s important to have business insurance. Take a look at some of the reasons why, as a photographer, it’s […]

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What Does a Business Owner’s Insurance Policy Cover?

December 4, 2019

Although business insurance isn’t required by law, it is still highly recommended for businesses to have. It may be tempting to try to save a few dollars by not investing in a business owner’s insurance policy, but doing so puts you at risk of having to pay thousands of dollars out-of-pocket in the event of […]

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Common Questions About Liability Insurance

November 1, 2019

Many small business owners don’t realize the risks associated with owning a business until they are hit with an expensive lawsuit. Claims can cost a business thousands or even millions of dollars, and oftentimes businesses don’t have the financial means to pay these hefty expenses on their own. This is where liability insurance comes in. […]

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Do You Need Workers’ Comp Insurance for Your Business?

July 1, 2019

The short answer is yes. You always need workers’ comp insurance for your business. While the specific plan you might get and exact benefits under workers’ comp insurance are likely to be different in different lines of work, you’ll need some type of business insurance in Maryland. This post will help you understand the ins […]

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As a Startup, Do You Need BOP?

December 3, 2018

As a new business owner, you’ve got a lot on your plate. There’s the fun stuff, of course, but there are plenty of pitfalls and ongoing concerns. There are also the legal aspect of business, like licensing and insurance. Let’s take a look at what BOP Insurance is and find out whether or not it […]

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What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

Click here to view the areas that we serve

Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.

Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.

Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.

Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.

Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.

We also serve the rest of Maryland and the United States.