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Is Drone Insurance Separate from Business Insurance?

May 3, 2018

Drones can be used for all sorts of purposes!

Businesses of all sizes and within all industries can benefit from drones. However, using a drone for your business is not as simple as purchasing a drone and calling it a day.

Purchasing drone insurance in Maryland should be one of your top priorities if you are using a drone for your business. Why? A major reason is because general business insurance does not always cover drone usage.

Continue reading to find out more about drone insurance, and see how your business can benefit.

Is Drone Insurance Separate from Business Insurance?

Why Do You Need Drone Insurance?

Recreational drone use is a different story; usually, renter’s insurance or homeowners insurance can cover drone liability.

However, when it comes to commercial use, drone insurance becomes necessary as a separate entity.

This is because you could cause potential harm with your drone that will require some kind of coverage, be it liability coverage, hull damage coverage, or third party coverage.

Accidents do happen, and when your business is at stake, it’s important to have all of your bases covered ahead of time.

How Can Drone Insurance Benefit Your Business?

Drone fleets are not cheap products, and their high price tags make them a significant business investment. Because of this, losing your drone to some sort of accident means losing all of those funds, which can be a direct hit to your business’ finances.

Luckily, there’s a solution. With drone insurance, an accident won’t end up crippling your bank account.

You’ll be prepared for any problems, and drone insurance will lend you a calm state of mind as you utilize it to promote your business.

How Do You Get Drone Insurance in Maryland?

It’s simple! The first step in searching for the right drone insurance in Maryland is heading over to American Heritage to request a quote. From there, you can work with our experienced and skilled employees to find the best drone insurance plan for your business.

If you don’t feel comfortable flying your own drone, American Heritage also offers coverage if you work with a third party. And, of course, if you find yourself overwhelmed with all the information about drone insurance, you can always call American Heritage to discuss details.

We’ll walk you through each step along the way, and you’ll be able to fly your commercial drone knowing you’ve got the best coverage possible.

American Heritage is ready to help you on your way. Call today for more information, or request a free quote on our website!

What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

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Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.

Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.

Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.

Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.

Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.

We also serve the rest of Maryland and the United States.