- 2/03/20 -
American Heritage Insurance Agency is a Maryland classic car insurance agent who represents a variety of national and regional classic car insurance carriers. What this means is that we work on your behalf to compare the various personal classic car insurance policies from a variety of insurance carriers to find the policy or combination of policies which best fit your needs and budget.
Insurance for class cars is unique because the cars typically cost more money to repair. The main reason for this is rarity of parts. And it makes a true replacement something which will cost the classic car insurance company more, and therefore you more for the coverage of any potential damage. This is why it is best to partner with a local and experienced Maryland auto insurance agency who can find you the best insurance coverage for your specific vehicle without breaking the bank.
There are three types of classic auto insurances you will want to consider when shopping around for Maryland classic car insurance.
Classic Car Liability Coverage
This type of coverage helps when you get into an accident and you’re at fault. Maryland is a fault state, which means the money to cover damage to the other driver’s vehicle typically comes out of the insurance of the person at fault for the accident. This is where classic car liability coverage comes in to help.
Classic Car Collision Coverage
Regardless if you’re fully or partially at fault for the accident, it doesn’t mean you can’t get insurance assistance to fix your own classic car. Your classic car collision coverage will pay for any needed repairs resulting from the accident.
Classic Car Comprehensive Coverage
This type of coverage goes above and beyond typical auto accidents and covers events like vandalism, car theft, flood, etc. You may want to carefully consider classic car comprehensive coverage. It can truly help save you a lot of money on unforeseeable damage to your classic car.