- 11/01/18 -
If your business operates in Maryland and you have one or more employees, you are required to carry workers’ compensation insurance. This insurance is designed to pay your injured employee’s medical bills and certain other expenses if they hurt themselves on the job. You may need additional protection if your employees also travel to other countries for business.
Deciding on a Workers’ Compensation Policy
Workers’ comp policies may differ in the amount and extent of coverage, as well as the type of service you and your employees get. Here are a few things to examine and consider before settling on a specific policy:
- Risks associated with the type of jobs you offer
- Amount and types of coverage needed
- Safety and care of your employees
American Heritage Insurance Agency will help you every step of the way and will make sure we find the best coverage at the most affordable price. To help prevent workplace injury in the first place, we recommend providing your staff with safety and health training, especially if you are in a high-risk industry.
What to Look for in a Workers’ Comp Policy
- Employee Safety and Health Training
- Industry-specific Loss Control Services
- Dividend Plans
- Association Programs
- Comprehensive Care Health Benefits System
- 24-hour Injury Reporting Hotline
- Fraud Detection and Prevention
- Early Return-to-Work Program
Contact us today to discuss workers’ compensation insurance with one of our Maryland insurance agents.
What Our Clients Say...
Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.
- Eric L, President of Jeffrey Press, Inc.
Click here to view the areas that we serve
Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.
Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.
Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.
Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.
Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.
We also serve the rest of Maryland and the United States.
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