- 11/01/18 -
RV is neither a home nor a car—it’s a bit of both and it requires special considerations when it comes to insurance. Our dedicated Carroll County RV insurance agents at American Heritage Insurance, Inc. will be happy to help you determine the right policy and the right amount of coverage for your RV.
Choosing Coverage for Your RV
There are a few factors that may affect the amount of coverage you choose for your RV. Think about this while you are shopping for Maryland RV insurance:
Do you own or rent your RV?
If you rent or if you are still making payments on your recreational vehicle, third parties such as banks and rental companies may dictate certain aspects of your policy. They may require specific minimal coverage, which you should consider but also check with your agent whether it’s sufficient.
Where is your RV?
Do you keep it outside? Is it parked in a secure area? Where you keep your RV matters, because it could expose your vehicle to the threat of theft, natural disaster or vandalism.
What’s inside your RV?
Some people like to travel in comfort. Others go beyond comfort and turn their RV into a luxurious home away from home. It’s important to consider how much you have invested into your RV and how much it is worth now, including all the gadgets and furniture you have inside of it. In case of a loss, you would want to be adequately compensated based on the real value of your RV.
Which Vehicles Does RV Insurance Cover?
RV stands for “recreational vehicle,” which come in a few different shapes and sizes. RV insurance typically covers motor homes, camper vans, motor coaches, travel trailers, toy haulers, fifth wheels and similar vehicles. Whether yours is a brand-new RV or a vintage camper, you’ve come to the right place if you are looking for RV insurance.
The best part of a recreational vehicle is it’s ability to travel. We work with you to determine the best policy for you ensuring that should something happen you’re covered regardless of when or where it happened.
We Can Also Assist You With:
- Maryland motorcycle insurance
- Maryland motor home insurance
- Maryland trailer insurance
- Maryland boat insurance
- Maryland yacht insurance
Feel free to get in touch with one of our Maryland insurance agents for a quote or with any questions about RV insurance.
What Our Clients Say...
Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.
- Eric L, President of Jeffrey Press, Inc.
Click here to view the areas that we serve
Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.
Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.
Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.
Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.
Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.
We also serve the rest of Maryland and the United States.
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