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Our Carroll County insurance agency has a commercial insurance department with over 30 years of experience specializing in helping you assess and manage the everyday risks associated with running your business. We know the right questions to ask to help you determine the type and amount of coverage your business needs. We are located in Eldersburg, MD, but serve a variety of businesses throughout Maryland and the entire U.S.

Commercial Insurance We Offer

Every business has many things working together to make it a successful venture. Assets such as buildings, contents, inventory, personnel, vehicles, as well as the service you provide or products you sell are all in part what keeps you in business. Let us help you protect these assets and your business with the following types of coverage:

What We Can Do For You

There is a reason you are looking to work with an insurance agent instead of shopping for commercial insurance yourself. At American Heritage Insurance Agency you get more than a shopping guide—you get a long-term partner who can help you accomplish this and more:

  • Analyze your insurance needs.
  • Find insurance policies that suit your company’s operations.
  • Provide you with a competitively priced proposal.
  • Work hard to get fair, prompt settlement of your claims.
  • Review your insurance portfolio on a regular basis.
  • Look for ways to lower your premiums and save money.

Having the right insurance for your company is critical to prevent bigger headaches or problems down the road. You can rest easy knowing that you’re covered in the event something happens.

garden business insurance

Types of Businesses We Help

Commercial clients we work with are all over the map and are very different in terms of the type of business they run and their insurance needs. Some of the examples of the industries we work and have experience with include:

  • Retail: garden centers, antique shops, book stores, etc.
  • Wholesale: steel suppliers, food distributors, equipment wholesale, etc.
  • Service: travel agencies, auto repair, internet providers, etc.
  • Contractors: electricians, plumbers, roofers, etc.
  • Offices: accountants, lawyers, non-profit, etc.
  • Restaurants: fast food, deli, pub, etc.
  • Other: churches, farms, landlords, etc.

Give us a call or contact online to have our Maryland commercial insurance department review your present coverage or help with insurance for your new venture.

What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

Click here to view the areas that we serve

Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.

Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.

Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.

Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.

Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.

We also serve the rest of Maryland and the United States.