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Winery Insurance

Owning and operation a winery offers unique risks and challenges. In response to this, American Heritage Insurance Agency offers a comprehensive insurance policy which helps you ensure your winery and products are covered—from the first grape picked off the vine to the last glass poured at a special event. We can help you find the adequate liability coverage and physical damage coverage to protect you and your winery.

Types of Winery Insurance:

Currently, you can purchase Liability, Physical Damage, and Privacy coverage for your winery.

  • Liability Coverage protects you if, through normal operation of your winery, there is bodily injury or property damage to others.
  • Physical Damage Coverage safeguards your winery and products in the event you damage it or it is stolen or destroyed (subject to policy terms).
  • Non-Owned Coverage covers equipment you do not own or which third parties may operate.

Shopping for a Winery Insurance Policy

American Heritage Insurance Agency, Inc. insures wineries of all shapes, sizes, and styles across the United States. Here at American Heritage, we can help you develop a winery insurance policy for your wine business to keep you protected and provide you peace of mind.

Like wine, no two insurance companies are the same. Let American Heritage Insurance Agency show you why our agency is the best option for insuring your winery business.

FAQ About Winery Insurance

Q: How quickly can I obtain coverage?

A: If you fill out a form today, we will be able to get in touch with you and start the process within the next business day. Insuring a winery requires an on-site visit to assess the needs of your winery before a formal insurance policy is provided.

Q: Will winery insurance cover leaks in my stock?

A: Yes, winery insurance can cover leaks that occur in your winery stock. Whether it is from a finished and bottled wine, or one in the early stages of the wine-making process.

Q: Will winery insurance cover special events?

A: Yes, if your winery is hosting or attending a special event, your insurance can cover you or others from any potential harm or damage.

Q: Do winery insurance policies cover damage from Earthquakes or other major storms?

A: Yes, depending on the exact policy you obtain, storm damage is covered for your winery, vines, and other aspects of your winery business.

Q: Will my winery insurance policy cover wine tastings and wine tours?

A: Maybe, the answer depends on your specific state, the laws which govern tasting and tours in your state, and your specific policy. All things considered, we do offer policies which cover tasting and tours at your winery or off-site at a special event.

For a free winery insurance consultation, fill our our contact form or give us a call at 410-552-1200 today!

What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

Click here to view the areas that we serve

Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.

Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.

Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.

Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.

Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.

We also serve the rest of Maryland and the United States.