- 2/01/21 -
When your business depends on your fleet of commercial vehicles, you need auto insurance that can get your delivery trucks or service vans back on the road fast. Whether you run a limousine rental business or a carpet cleaning company, American Heritage Insurance Agency can make sure your auto insurance coverage meets the demands of your industry.
Deciding on Commercial Auto Insurance
Commercial auto insurance is very different from personal car insurance and requires more extensive coverage. There area few questions you should ask yourself to determine what types of risks and liabilities you need protection form:
- How many vehicles and drivers do you have?
- Do your vehicles ever cross state/country lines?
- Do you only hire drivers with a good record?
- Are your vehicles owned by your company or leased?
- Will you be using your vehicles to do business for other companies?
- Where is you fleet kept when not in use?
Depending on your answers, you may need a more comprehensive coverage than a typical commercial auto policy would offer. In this case, we can help you fill in the gaps with custom coverage add-ons.
Get Commercial Auto Insurance for Your:
- Box trucks
- Tractor-trailers and semi-trailers
- Tow Trucks and Dump Trucks
- Pickup Trucks
- Utility Vans
- Passenger vehicles
Whether you have a single vehicle you use for business or you have a fleet of semi-trucks, box trucks, and delivery vans, we will work with you to determine the best options for your company and ensure you’re covered.
The Insurance Provider Matters
Due to the sheer size of a typical commercial fleet and the amount of use these vehicles go through, it’s inevitable that accidents will happen. And they will happen more often than you are used to from driving a personal vehicle. You need an insurance provider who can handle claims, provide immediate assistance and get your trucks back in business.
That’s why it pays to work with an independent insurance agency like American Heritage. We are not tied to any particular insurance company and can offer you a range of solutions to choose from. We also have experience working with the insurance providers we carry and have helped our clients settle numerous claims. Let our industry knowledge and expertise serve you in your quest for the best commercial insurance coverage.
Contact us today to discuss your commercial fleet and what we can do to help you minimize risks and keep it safe.
What Our Clients Say...
Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.
- Eric L, President of Jeffrey Press, Inc.
Click here to view the areas that we serve
Frederick County: Frederick (21701, 20702, 21703, 21709), New Market (21774) , Mount Airy (21771), Urbana (21704), Ijamsville (21754), Walkersville (21793), Libertytown (21762), Damascus (20872), and more.
Howard County: Clarksville (21029), Columbia (21044), Cooksville (21723), Dorsey (21075), Elkridge (21075), Ellicott City (21043), Fulton (20759), Glenelg (21737), Glenwood (21738), Granite (21163), Hanover (21076), Highland (20777), Jessup (20794), Lisbon (21765), Marriottsville (21104), North Laurel (20723), West Friendship (21794), Woodbine (21797), Woodstock (21163), and more.
Montgomery County: Olney (20832), Damascus (20872), Laytonsville (20882), Silver Spring (20910), Clarksburg (20871), Gaithersburg (20878), Germantown (20876), Bethesda (20816), Chevy Chase (20815), and more.
Baltimore County: Arbutus (21227), Catonsville (21228, 21250), Cockeysville (21030, 21031, 21065), Dundalk (21222), Edgemere (21219), Essex (21221), Garrison (21055), Lansdowne (21227), Lochearn (21207), Lutherville (21093), Middle River (21220), Milford Mill (21244), Overlea (21236), Owings Mills (21117), Parkville (21234), Park Heights (21215), Pikesville (21208), Randallstown (21133), Reisterstown (21136), Rosedale (21237), Timonium (21093), Towson (21204), White Marsh (21162), Woodlawn (21207), and more.
Carroll County: Eldersburg (21784), Finksburg (21048), Hampstead (21074), Manchester (21102), Marriottsville (21104), Taneytown (21787), Union Bridge (21791), Westminster (21157, 21158), Mount Airy (21771), New Windsor (21776), Sykesville (21784), Woodbine (21797), Taneytown (21787), and more.
We also serve the rest of Maryland and the United States.
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