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Does Drone Size Affect Drone Insurance?

December 5, 2017

It’s easy to think of drone insurance as a flippant luxury not worth your time. Increasingly, drones are being utilized for commercial reasons, making waves in the business world and providing new and innovative solutions. However, when it comes to using any sort of moving device, there’s always the chance that something could go wrong. This is why drone insurance is so important.

Does Drone Size Affect Drone Insurance

Let’s say you’re flying a new drone to give your customers a bird’s eye view of your facility. What if that drone were to malfunction, fall to the ground, and injure someone in the process? Situations like these are all too common, meaning that drone insurance is more than a frivolous precaution. Many factors are considered when you’re searching for the perfect Maryland drone insurance plan, so let’s go over a few of the most important points related to the size of your drone.

Why Does Size Matter?

Drones come in all sorts of sizes. Some of them can even fit in the palm of your hand, while others are large enough to cause serious damage should anything malfunction. Consider the dangers that will come with your drone in terms of size; does it pose a potential risk for buildings or personal property? Smaller drones are probably free from this concern, but professional-grade drones are going to cause plenty of problems should they happen to crash into a car or a window.

How Does Drone Size Affect Insurance Prices?

Generally, as size increases, so does the risk for the insurance agency. This also typically means your drone insurance policy will cost you a little more each month. In addition, while insurance is there to help you cover the cost of any accidents, you still typically have to fork out some of the expense. And with a larger drone, accidents typically end up being more expensive.

What’s Your Experience?

Your experience flying drones also matters. The skill of the pilot relates directly to the risk of potential damages. A more skilled pilot is going to pose less of a risk for drone insurance agencies, due to their greater handling ability. Along these lines, a larger UAV will require much more skill to handle safely. This means, if you’re not experienced in piloting drones, start with a smaller model first.


Where are you going to be flying your drone? If you plan to take footage in a busy cityscape, insurance agencies are going to take this into consideration. Couple this with the size of a drone and you have an even higher risk for trouble. A larger, heavier UAV in a congested area means more risk as there is a much smaller margin for error.

Invest in the best Maryland drone insurance you can find!

American Heritage Insurance Agency is dedicated to finding you the most practical, affordable, and protective insurance plan for your commercial drone needs. Contact us today for more information regarding commercial drone insurance, and we’ll get to work creating a plan that works for you.

What Our Clients Say...

Over and above the time, effort and saved dollars that you put into earning our business – your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

- Eric L, President of Jeffrey Press, Inc.

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