October 20, 2016
Drones are quickly becoming one of the most exciting new gadgets on the market. Whether you use yours for recreation, photography, public safety or otherwise, drone insurance is available to you and is an important consideration. These devices come equipped with numerous features that help you accomplish whatever you desire with your drone. Being aware of which features you rely on most and the purposes you primarily use your drone for will help you easily find which type of drone insurance is best for you.
- Recreational – Many drone owners use their devices simply for fun! Piloting your own mini-aircraft is an experience that is new and exciting, and can be enjoyed by yourself or with a group. Some come equipped with cameras, allowing you see what your drone sees. People also use their drones to take photographs and videos for personal events.
- Commercial – Private companies use drones for surveillance, progress tracking on large developments, infrastructure monitoring, inspections, and much more. Drones have also been used in making motion picture films and television commercials.
- Agricultural – Farmers have found drones advantageous when it comes to monitoring fields, identifying where certain resources are needed, and even helping deliver pesticides to their crops. They also use these devices for taking pictures of agricultural growth over time in order to analyze and collect data on their own farms.
- Public Safety – Police and other law enforcement have already begun using drones for public safety. There have been numerous cases where rescues have been made due primarily to the assistance of a drone. Drones can survey land and other areas with more quickness and ease than people can, and are highly beneficial to search and rescue missions and other public safety operations.
- Weather-Tracking – Drones offer a way to see into the eye of a storm without risking human life. Whether you enjoy tracking storms for fun or work for a weather reporting company, you can easily follow a storm in real time by using a drone with a camera/video recording feature and experience storm-tracking without risking damage to your person.
General Types of Drone Insurance Coverage
- Liability Coverage – protects you if, when operating a drone, you cause bodily harm/injury or property damage to others.
- Physical Damage – covers your drone (and payload) in the event that you damage it or it is stolen/destroyed.
- Non-Owned Coverage – covers drones and equipment that you do not personally own or that third parties may operate.