May 17, 2017
The increasing popularity of drones in recent years has facilitated the need for a unique and new kind of insurance: drone insurance. But is it really necessary? Is a recreational drone covered by your home insurance? Drones will continue to become more and more a part of daily life as we look to the future, and like with cars, motorcycles, and ATVs; insurance can help protect owners from liability in an accident, and potentially save money required for costly repairs. Let’s look at some of the reasons why drone insurance is a wise decision.
It’s Probably Not Covered Already
Many home insurance policies do not cover drones, even if you only use it on your own property for fun. Drones are new and growing in popularity, making it uncharted territory for many home insurance companies. Even if your policy does specifically say drones are covered, and you decide to take your drone off your property without coverage, you assume all liability and risk should it be involved in an accident.
Accident Repair
Whether you are using your drone for recreation, business, or racing in a Drone Racing League, accidents can happen. If your drone is involved in an accident and damaged, it can be very costly to repair. Drone insurance can help you manage repair costs and give you peace of mind when using your drone.
Bodily Injury Accidents
If your drone is involved in an accident involving another person, you’ll be thankful you have drone insurance. Even the most skilled drone pilot can have an accident, so it is important you are covered, just like you are covered by insurance when driving a vehicle. Maryland Drone liability insurance can protect you if your drone accidentally injures another person, and will prevent you from paying costly medical bills in the event their injury is serious.
Drones in the Workforce
If you are using your drone for work purposes, drone insurance in Maryland is a must. Not only will insurance protect you from the cost associated with any repairs or accidents, the drone insurance will protect your business. Similarly, if you are using a drone for business, it may help sway business partners or clients to work with you, rather than someone else who is uninsured.
Drones aren’t going anywhere, and drone insurance is a new and quickly growing business. If you need drone insurance and are located in Maryland, American Heritage is here to help walk you through the policies available, and help you decide what policy is best for your needs. With the future and our customers in mind, we are here and ready to answer any questions you have, give us a call today!
